Client one: John and Debbie
Client one: John and Debbie
Both retired on social security
Total income $2,025
Total unsecured
Debt: $87,176. They were trapped by minimum payments
Filed chapter 13
Monthly payment $150 per month
Term: 36 months
Client two: George
Client two: George
Foreclosure to occur in 10 days
Filed chapter 13
Foreclosure stopped
After filing George was able to do a home loan modification. He stopped the foreclosure by filing chapter 13 and then he lowered his payments by getting a home loan modification
Client three: Julie and Tom
Client three: Julie and Tom
Both had good jobs but had gotten behind on their car loans and all three cars were repossessed. Without transportation they would both lose their jobs. Filed chapter 13. All cars returned within 4 business days.