Are you being harassed by debt collectors? Is your phone ringing off the hook with (888) calls from creditors? When your phone rings, do you feel a surge of anxiety because you know it is another collection call?
Are you being sued for not paying a debt back? Or, do you have a default judgment against you because you ignored a law suit? Do you need a fresh financial start?
The Law Offices of Barbara B. Braziel is committed to helping you gain financial freedom to help you make today the first day of the rest of your life. We’ve been helping people erase debt with bankruptcy for over 30 years.
Bankruptcy stops all collection action. As soon as your bankruptcy case is filed, it is illegal for your creditors to attempt to collect from you. This is because of the automatic stay. To learn more, read our article The Power of the Automatic Stay and How It Helps You.
Once your case is filed your creditors must cease and desist all collection action against you, including:
- Call you or send you bills
- Garnish wages
- Levy bank accounts
- Sue you for unpaid debts
- Move forward with a pending law suit
- Repossess your car (at least not right away)
- Foreclose on your home (at least not right away)
Bankruptcy is a powerful tool to help you. Bankruptcy does not just stop collection action. It also wipes out debts, including credit card debt and medical bills. At the conclusion of your case, most or all of your debts are discharged – they are erased forever. Your creditors can never try to collect on a discharged debt from you again.
Imagine that your phone stops incessantly ringing with collection calls. You no longer live in fear of when you’re going to get served with a law suit. Your wages stop being garnished.
Imagine the feeling of relief when you have a zero balance on all credit card debt. Picture the day you get a fresh start – a life free of the stress and anxiety of carrying a mountain of debt. Bankruptcy is a powerful tool that can give you the fresh start you just envisioned.
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For over 30-years we have been helping people in Savannah, Richmond Hill, Hinesville, Pooler, Port Wentworth, Tybee Island, Clyo, Ellabel, Midway, Springfield, Pembroke, Brooklet, Garden City, and Ludowici Georgia get out of debt through bankruptcy.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code