Money problems are stressful.
It’s not an understatement to say that money issues come with a lot of emotional baggage. We often meet with people who felt so overwhelmed by their debt problem that they ignored it for a long time: ignoring the pile of late bills, the collection phone calls, maybe even ignoring lawsuits for not paying their debts.
Some people are reluctant to explore bankruptcy because of the emotional baggage of money issues. But bankruptcy is not shameful. Bankruptcy is a financial decision. Bankruptcy is a way to deal with your debt problems head-on. And Bankruptcy is a temporary situation.
Look At Your Financial Options As A Business Issue
When exploring your debt relief options, we encourage you to not let your emotional responses sway your decisions. Your emotions are valid, but making the right financial decision for you and your family is a fact-based decision.
Ask yourself the following:
- Can you repay your debts in a reasonable amount of time?
- To be able to reasonably pay off your debt, would you have to forego important purchases or saving money?
- What assets and belongings would be at risk if you file for bankruptcy? Understand that many people get to keep all or most of their belongings through bankruptcy.
Exploring Bankruptcy Doesn’t Mean You Have to File
Gathering information about bankruptcy and how it will affect you and your family does not mean that you have to decide to file for bankruptcy. Further, There are a lot of myths and misinformation about bankruptcy. Reliable information is fact-based. You need the facts about bankruptcy before you can evaluate the option and decide whether or not it is the right choice for you. We dispel some of the most common bankruptcy myths here and here.
Also, getting good information will likely be free! Many bankruptcy attorneys offer free consultations. We are proud to offer free consultations to anyone in the Savannah, GA area. All of us here at the Law Office of Barbara B. Braziel are here to help you end your financial struggle and gain financial freedom. Contact us at (912) 351-9000 today!
We proudly serve the people of Savannah, GA and the surrounding areas, including Richmond Hill, Hinesville, Pooler, Port Wentworth, Tybee Island, Clyo, Ellabel, Midway, Ludowici, Springfield, Pembroke, Brooklet, and Garden City.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.