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Should I fix up my house before I sell it?
There are millions of Americans struggling with financial issues on a daily basis. Some of these cases worsen to the point where families and individuals must consider selling their home to make ends meet. Once this decision has been made, another question that often...
What to do When You Receive a Collection Notice
A collection notice is an early opportunity to repair any damage to your credit as a result of this debt. It is a chance to negotiate with the debtor or to advise him if the notice is incorrect. For your own benefit, start now: Remain calm and courteous. Honey gets...
How to Erase Tax Debts
Are you buried under tax debt? Do you owe back taxes? Back taxes are known as taxes that you're required to pay after the year they were due. If you let another year go by without paying the IRS, that's when it's referred to as back taxes. Those back taxes are also...
The Psychology of Debt
There are many reasons people fall behind on their bills, but it all boils down to the emotions that drive us to spend. Also known as the psychology of debt, this is the premise that feelings drive us to use credit in ways that we would not normally spend cash. By...
Filing bankruptcy in Georgia: Bankruptcy Exemptions
It is common for people to realize they are in a bad financial situation and discover filing bankruptcy is their best option. They may fear what the bankruptcy court will take from them during the process. It is important to realize there are certain types of property...
Debt in America
Debt is something that millions of us struggle with on a daily basis. From student loans to mortgage payments, nearly every American adult must deal with some form of debt. There are also many who suffer under debt that comes as a result of poor spending habits....
Filing for Bankruptcy Success Stories
Debt affects millions of Americans every single day. Currently, there’s about $4 trillion in personal debt on the books in the US. This averages out to about $11,800 per person. These statistics highlight the reason why so many Americans are turning towards bankruptcy...
How to Survive Medical Bill Debt
Debt is one of the scariest realities of living in the 21st century. While there are good forms of debt such as student loans or mortgage payments, other loans like medical bill debt can get out of hand very quickly. Current studies show that about 79 million...
What is Bankruptcy?
Job losses, injuries, illnesses or other circumstances can exert significant financial pressure on individuals and families. Financial laws give people a chance to take a breath and regroup by giving them recourse to alternatives. Do you need to calm the chaos of...
Get debt free by reigning in your spending
In some cases, debt can be a powerful tool to help you get an education or move into a home in a safe neighborhood. Of course, it can also be an anchor, weighing you down and limiting your options.
Filing for Bankruptcy: What you don’t know
Individuals who want to file for bankruptcy usually have two options known as Chapter 7 and Chapter 13. The former is the traditional bankruptcy and lets you discharge personal loans, medical bills and credit card debt. That’s why you might hear it referred to as...
Paying Off Debt
One of the biggest causes of stress for Americans is debt. We like to buy stuff! A recent article in USA Today noted numbers from the Federal Reserve, as follows: the average American household carried nearly $140,000 in debt as of the end of 2017. When compared with...
Feeling Harassed?
Bankruptcy should not be a confusing process, we can guide you to financial freedom. It’s time for a fresh start.
