Bankruptcy offers many protections to filers, as well as the opportunity to have a fresh start debt-free. The trade-off is that the bankruptcy process requires disclosure of your debts, assets, income, expenses, and other information about your financial affairs.

Disclosing Your

If you are exploring if filing for bankruptcy protection is right for you, you may be wondering what type of bankruptcy is right for you. The United States Bankruptcy Code creates "chapters" of bankruptcy:

Chapter 7: Liquidation Under the Bankruptcy

Filing for bankruptcy protection may feel overwhelming or intimidating. You may be wondering what the process is and what you need to do to actually file. If you are facing a major debt problem, bankruptcy may be the best option

Credit cards are a financial product. When used well credit cards can help your overall financial health. Benefits like rewards programs, price protection, and rental car deductible coverage make it worth having a credit card or two.

On the other hand,

As you explore how bankruptcy can help you get out of debt, we encourage you to hire an experienced bankruptcy attorney who understands the ins and outs of bankruptcy law.

We've got the experience you need. We are the premier bankruptcy law

Some people are quick to equate debt problems with irresponsibility. This quick judgment is inaccurate. Bankruptcy is misunderstood. The causes of bankruptcy are multifaceted. It's complicated.

Irresponsibility is seldom the cause of bankruptcy. In our 35 years of experience, what we've

Yes, there are a few things you must do before filing for bankruptcy relief.

Complete Mandatory Credit Counseling

The U.S. Bankruptcy Code requires that a debtor who wants to file for bankruptcy protection must obtain credit counseling prior to filing a bankruptcy

Generally speaking, the Internal Revenue Service (IRS) considers forgiven debt as income. For example, in debt settlement the difference between the amount you owed and the amount you paid in settlement is income, and is supposed to be reported on

A wage garnishment is when money is deducted directly from your paycheck. It begins after a court order or order from a government agency is sent to your employer, which requires them to withhold a certain amount of money from

Page 4 of 36 12345673536