The Psychology of Debt

The Psychology of Debt

There are many reasons people fall behind on their bills, but it all boils down to the emotions that drive us to spend. Also known as the psychology of debt, this is the premise that feelings drive us to use credit in ways that we would not normally spend cash. By...
Debt in America

Debt in America

Debt is something that millions of us struggle with on a daily basis. From student loans to mortgage payments, nearly every American adult must deal with some form of debt. There are also many who suffer under debt that comes as a result of poor spending habits....
Filing for Bankruptcy Success Stories

Filing for Bankruptcy Success Stories

Debt affects millions of Americans every single day. Currently, there’s about $4 trillion in personal debt on the books in the US. This averages out to about $11,800 per person. These statistics highlight the reason why so many Americans are turning towards bankruptcy...
How to Survive Medical Bill Debt

How to Survive Medical Bill Debt

Debt is one of the scariest realities of living in the 21st century. While there are good forms of debt such as student loans or mortgage payments, other loans like medical bill debt can get out of hand very quickly. Current studies show that about 79 million...
What is Bankruptcy?

What is Bankruptcy?

Job losses, injuries, illnesses or other circumstances can exert significant financial pressure on individuals and families. Financial laws give people a chance to take a breath and regroup by giving them recourse to alternatives. Do you need to calm the chaos of...

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