by Barbara Braziel | Aug 13, 2018 | Bankruptcy, Blog, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Unfortunately, large-scale natural disasters affected hundreds of thousands of Americans in 2017. The Federal Emergency Management Agency (FEMA) reported a historic year of natural disasters. FEMA reported that disasters affected 8% of the U.S. Inevitably some people...
by Barbara Braziel | Aug 1, 2018 | Blog, Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a powerful legal tool. It offers a number of advantages to a debtor, including the opportunity to erase certain debts and to catch up on mortgage arrears, missed car payments, and back taxes. Chapter 13 creases a debt repayment plan that lasts...
by Barbara Braziel | Jul 30, 2018 | Bankruptcy, Blog, Chapter 13 Bankruptcy
If you own a home and are considering filing for bankruptcy protection, you likely have many questions about how your home and mortgage will be affected by filing. First, understand that every bankruptcy case is unique and your options and how you will be affected is...
by Barbara Braziel | Jul 26, 2018 | Blog, Chapter 13 Bankruptcy
The U.S. Bankruptcy Court for the Southern District of Georgia recently ruled in two cases that escrow overage payments arising from the debtor’s overpayment of post-confirmation mortgage payments are the property of the Chapter 13 bankruptcy estate. In both cases, In...
by Barbara Braziel | Jul 23, 2018 | Bankruptcy, Blog, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
The majority of people who are filing for bankruptcy don’t want to. Though, they realize that their debt is out of control and that filing for bankruptcy is the right choice to take control of their finances and get out of debt. Filing for bankruptcy is a serious...
by development | Jun 27, 2018 | Bankruptcy, Blog, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Just as some debts are treated differently in bankruptcy – some debts can be discharged (erased) in bankruptcy and some cannot – so too are creditors treated differently in bankruptcy – some creditors are paid in bankruptcy and some are not. Whether or not a...
