by Barbara Braziel | Aug 1, 2018 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a powerful legal tool. It offers a number of advantages to a debtor, including the opportunity to erase certain debts and to catch up on mortgage arrears, missed car payments, and back taxes. Chapter 13 creases a debt repayment plan that lasts...
by Barbara Braziel | Jul 26, 2018 | Chapter 13 Bankruptcy
The U.S. Bankruptcy Court for the Southern District of Georgia recently ruled in two cases that escrow overage payments arising from the debtor’s overpayment of post-confirmation mortgage payments are the property of the Chapter 13 bankruptcy estate. In both cases, In...
by Barbara Braziel | Jun 11, 2018 | Chapter 13 Bankruptcy
Bankruptcy is a powerful legal tool that can help people get out of debt and stop collection action, like collection phone calls and wage garnishments. There are two types of bankruptcy that individuals and married couples most often file: Chapter 7 bankruptcy and...
by Barbara Braziel | Jun 6, 2018 | Chapter 13 Bankruptcy
The U.S. Bankruptcy Court for the Southern District of Georgia recently ruled on a case that questioned whether Social Security Income may properly be excluded from current monthly income, and hence not considered in projected disposable income in a proposed Chapter...
by Barbara Braziel | May 25, 2018 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy offers powerful protections and benefits to debtors. It is a legal tool that can help people get control of their finances and get out of debt. Chapter 13 creates a three to five year repayment plan, giving the debtor the opportunity to...
by Barbara Braziel | May 22, 2018 | Chapter 13 Bankruptcy
Chapter 13 Facts: bankruptcy helps people get a handle on their debt problems while keeping most or all of their personal belongings and other assets. It enables people with regular income to develop a plan to repay all or a portion of their debts over time. The...
