Aug 1, 2018 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a powerful legal tool. It offers a number of advantages to a debtor, including the opportunity to erase certain debts and to catch up on mortgage arrears, missed car payments, and back taxes. Chapter 13 creases a debt repayment plan that lasts...
Jul 26, 2018 | Chapter 13 Bankruptcy
The U.S. Bankruptcy Court for the Southern District of Georgia recently ruled in two cases that escrow overage payments arising from the debtor’s overpayment of post-confirmation mortgage payments are the property of the Chapter 13 bankruptcy estate. In both cases, In...
Jun 11, 2018 | Chapter 13 Bankruptcy
Bankruptcy is a powerful legal tool that can help people get out of debt and stop collection action, like collection phone calls and wage garnishments. There are two types of bankruptcy that individuals and married couples most often file: Chapter 7 bankruptcy and...
Jun 6, 2018 | Chapter 13 Bankruptcy
The U.S. Bankruptcy Court for the Southern District of Georgia recently ruled on a case that questioned whether Social Security Income may properly be excluded from current monthly income, and hence not considered in projected disposable income in a proposed Chapter...
May 25, 2018 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy offers powerful protections and benefits to debtors. It is a legal tool that can help people get control of their finances and get out of debt. Chapter 13 creates a three to five year repayment plan, giving the debtor the opportunity to...
May 22, 2018 | Chapter 13 Bankruptcy
Chapter 13 Facts: bankruptcy helps people get a handle on their debt problems while keeping most or all of their personal belongings and other assets. It enables people with regular income to develop a plan to repay all or a portion of their debts over time. The...
May 15, 2018 | Chapter 13 Bankruptcy
Once you determine that filing for bankruptcy protection is the right debt relief solution for you, it is important to explore which chapter of personal bankruptcy would be of most benefit to you. Every bankruptcy case is unique and your specific situation, along with...
Feb 19, 2018 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy creates a three to five year repayment plan. This gives the debtor the opportunity to reorganize and pay back a portion or all of their debt over time. However, three to five years is a lengthy commitment. While in Chapter 13 bankruptcy you must...
Dec 27, 2017 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a powerful legal tool that offers a number of advantages to a debtor. Under this chapter, you can catch up on mortgage arrears, missed car payments, back taxes, and other debts. To obtain the benefits of Chapter 13, there are a number of...
Dec 12, 2017 | Chapter 13 Bankruptcy
If you are considering Chapter 13 bankruptcy, or have already decided to file, it is important that you understand the bankruptcy process and what to expect. We’ve put together this Survival Guide to Filing Chapter 13 Bankruptcy so you can have an overview of the...
Nov 15, 2017 | Chapter 13 Bankruptcy
There are two main chapters of bankruptcy that individuals file: Chapter 7 bankruptcy and Chapter 13 bankruptcy. Which chapter is right for you is specific to your situation. For an overview of the primary differences between the chapters, read our article The...
Oct 31, 2017 | Chapter 13 Bankruptcy
A Chapter 13 bankruptcy is a longer and more involved process than a Chapter 7 case but comes with some advantages, such as more flexibility to keep your home and less strict income limits. Here are some frequently asked questions relating to Chapter 13 repayment...
Oct 5, 2017 | Chapter 13 Bankruptcy
A Chapter 13 bankruptcy gives you the opportunity to remove junior liens on your home. These could be liens securing a line of credit or a home equity loan. However, the liens can only be voided if certain requirements are met. When Junior Liens Can Be Stripped...
Sep 15, 2017 | Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a powerful legal tool that can help you save your house, catch up on missed payments, and eliminate unsecured debts like credit card debt. Chapter 13 bankruptcy creates a repayment plan that lasts three to five years, depending on your...
Mar 6, 2017 | Chapter 13 Bankruptcy
We often say that Chapter 13 bankruptcy is a powerful debt relief tool. Chapter 13 bankruptcy creates a re-payment plan that lasts three to five years, depending on your specific situation. Some of the Chapter 13 powers and benefits include: Opportunity to catch up on...
Jan 17, 2017 | Chapter 13 Bankruptcy
Filing for bankruptcy can be the solution to your debt problems and help you gain financial freedom. Though, it is never an easy decision to make. There are two types of bankruptcy available to individuals and families: Chapter 7 bankruptcy and Chapter 13 bankruptcy....
Dec 12, 2016 | Chapter 13 Bankruptcy
When the first of the month comes, and you do not have the funds to make your mortgage payment it is a difficult time. But missing a mortgage payment can happen to any home owner. At any time unexpected expenses can arise. Perhaps you or your spouse lost a job,...
