Dec 20, 2021 | Bankruptcy, Credit Health, Employment, Financial Health
Once your bankruptcy case is completed, you will start to feel the weight of financial hardship lifting from your shoulders. But how do you successfully bounce back after filing bankruptcy? Ensure your long-term financial health with these useful tips to help you...
Mar 6, 2020 | Credit Health
When rebuilding credit, it helps to see a lender’s perspective. Lenders and institutions that sell or rent homes and cars have a dilemma: they have to entrust a person’s ability to repay a large amount of money; an inability or unwillingness of even a few...
May 31, 2018 | Credit Health
After bankruptcy your discharged debts are gone, you are free of credit card bills, medical bills, and other overwhelming debts. We want you to enjoy your financial fresh start. While we do not advise that you begin to incur debt again right out of bankruptcy, we do...
Nov 14, 2017 | Credit Health
Certainly filing for bankruptcy will damage your credit score. However, it is a myth that bankruptcy “ruins” your credit for 7 to 10 years. Many of our clients are surprised to find out how quickly their credit score begins to recover after bankruptcy. Also, there are...
Sep 29, 2017 | Credit Health
All bankruptcy debtors—whether they are filing a Chapter 7 or a Chapter 13 case—must complete a mandatory credit counseling course within 180 days prior to filing for bankruptcy. This requirement is separate from the debtor education requirement that must be fulfilled...
Sep 19, 2017 | Credit Health
The information contained in your credit reports matters. Also, if you’ve filed for bankruptcy, how your accounts are reported after bankruptcy matters. The information in your credit report dictates your credit score, and your credit score determines your...
Aug 8, 2017 | Credit Health
How your accounts are reported on your credit report after bankruptcy matters. The information contained in your credit report dictates your credit score, and your credit score determines your credit-worthiness. The higher your credit score, the more likely it is that...
Jul 14, 2017 | Credit Health
New standards implemented by the three major credit reporting agencies are expected to raise the credit scores of millions of Americans! As of July 1, 2017, the three credit reporting agencies – Equifax, Experian, and TransUnion – are removing civil judgment and tax...
Mar 21, 2017 | Credit Health
You’ve been hearing it for years, and it is absolutely true: it is crucial that you monitor your credit report. Everyone should keep an eye on their credit report. This is true even if you are not having financial struggles. It is not uncommon for information to be...
Feb 9, 2017 | Credit Health
Our credit reports and credit scores are important for many reasons. It isn’t just about getting credit cards, our ability to rent an apartment, buy a house, or get a car loan is affected by our credit report and score. In some cases, credit reports are considered for...
