Feb 1, 2022 | Debt Collectors
If you owe money to a creditor, the consistent calls and emails can become one of the most frustrating parts of being in this type of financial distress. In fact, fielding calls about outstanding debts is one of the most common reasons that people consider filing for...
Jan 27, 2022 | Debt Collectors
There is a limit on how long a creditor has to bring legal action against you for unpaid debt. This is known as the statute of limitations. Essentially, if your debt is very old, the creditor may be unable to sue you to collect. If you do not pay your debt for a long...
Sep 18, 2019 | Debt Collectors
If you have not made payments on a loan for a period of several months, a creditor may decide that there is no hope of getting their money back. At that point, they will likely sell the debt to a collection agency. While the new owner of the debt has a right to...
Aug 8, 2019 | Debt Collectors
A collection notice is an early opportunity to repair any damage to your credit as a result of this debt. It is a chance to negotiate with the debtor or to advise him if the notice is incorrect. For your own benefit, start now: Remain calm and courteous. Honey gets...
Aug 2, 2018 | Debt Collectors
Most Tax Collector’s (the banks you owe money) have very little right to force collection from you without first winning a lawsuit against you for not paying back your debt. For example, if you stop paying your credit card bill, the bank who backs that card would have...
Jul 29, 2018 | Debt Collectors
Just as some debts are treated differently in bankruptcy — some debts can be discharged (erased) in bankruptcy and some cannot — so too are creditors treated differently in bankruptcy, so why are some creditors in bankruptcy paid while some are not? Whether or not a...
Jun 5, 2018 | Debt Collectors
Dealing with debt in collections can quickly induce stress. The phone rings non-stop and they continually demand money. But if you could afford to make all of your debt payments, you would. If you have a debt that has gone to collections and you must deal with a...
Mar 29, 2018 | Debt Collectors
Debt collectors can be annoying and aggressive, and can quickly induce stress. As soon as the phone rings with another collection call, or you open yet another collection letter, your stomach knots and you feel instantly overwhelmed. If you could make all of your debt...
Dec 28, 2017 | Debt Collectors
Debt collectors can be relentless. They often call repeatedly. Sometimes they even call a person’s family or friends! Fortunately, there are laws in place that put restraints on how and when a collection agency may contact a debtor, as well as laws regarding who a...
Dec 20, 2017 | Debt Collectors
One of the most demoralizing things about falling far behind on paying your bills is the phone calls from collection agencies. These calls can be incessant, annoying and even stress-inducing. Fortunately, you have the power to make collection agencies stop calling...
Aug 18, 2017 | Debt Collectors
It is scary to reach the point where you are not able to pay your monthly bills. Within a few days of missing a credit card payment, your creditor will likely begin to call you and send you letters demanding payment. It may not take long for your creditor to hire an...
Jun 9, 2017 | Debt Collectors
Being deep in debt is hard enough, but on top of it most people experience incessant collection phone calls, and often lawsuits from creditors and wage garnishment. When you fall behind on your bills it isn’t long before your creditor begins to call you demanding...
Apr 6, 2017 | Debt Collectors
Are debt collectors calling you at work? Do you tense up every time you hear the phone ring because you fear it’s another collection call? Are these incessant calls making you feel harassed or embarrassed? We strive to protect the rights of our clients. So, we want...
Mar 10, 2017 | Debt Collectors
Once a creditor has a judgment, there are a number of powerful collection actions they can take! Prior to filing a law suit or obtaining a judgment, most creditors of unsecured debt can only attempt collection in the form of collection calls and sending bills. While...
Feb 6, 2017 | Debt Collectors
Do you tense up every time you hear the phone ring because you know it’s another collection call? Do you feel harassed by these incessant calls? Nobody wants to be called multiple times a day by a creditor seeking payment. We understand that everyone wants to pay...
Dec 23, 2016 | Debt Collectors
Have you fallen behind on your bills and now your phone is ringing non-stop with debt collection calls? Are you being harassed by calls from collection agencies? Does your stomach knot up every time you see a random (888) number pop up on your screen? Did you know you...
Dec 21, 2016 | Debt Collectors
Are you being harassed by debt collectors? Is your phone ringing off the hook with (888) calls from creditors? When your phone rings, do you feel a surge of anxiety because you know it is another collection call? Are you being sued for not paying a debt back? Or, do...
