A new year is always full of hopes and promises to better yourself and reach your goals. This year, put yourself and your finances first by taking control of your financial situation. By filing for bankruptcy, you can leave all of your stress, worry, and debt in 2020 and head into 2021 with financial confidence! Here are some reasons why this is your year to file for bankruptcy.
Why You Should File For Bankruptcy This New Year
While it’s always better to file for bankruptcy sooner rather than later, filing in the New Year can be one of the best times to get the ball rolling. Here’s a few reasons to file in 2021:
To Fulfill Your New Year Resolutions
People are typically more motivated towards bettering themselves in the New Year with resolutions. With this ‘New Year, New Me’ mentality, you may be more inspired and in your best mindset to finally kick off the bankruptcy process.
Eliminate Added Holiday Debt
Between holiday travel and gift expenses, it’s easy to overspend during the holidays. If holiday shopping has caused added pressure to your financial situation, now may be a good time to file for bankruptcy. Reduce your stress and instantly set yourself on a path to financial recovery by filing for bankruptcy at the start of the New Year.
When Filing Bankruptcy ASAP is Crucial
We understand that some people may be hesitant to file for bankruptcy, but we’re here to reassure you that filing for bankruptcy now rather than later into the year will be more beneficial in the long-run. Here are some situations where filing in the beginning of 2021 may be your best option:
Your Wages Are Being Garnished
Don’t experience another year of wage garnishment. It can be disheartening to see your hard-earned wages be taken from you, but when you file for bankruptcy, this can be stopped immediately.
You’re Being Harassed by Collectors
Leave stressful debt collector calls and letters in 2020. When you file for bankruptcy, an automatic stay goes into effect, which prohibits all creditor actions to collect debt, including calls, letters and any form of harassment.
You’re at Risk of Losing Your Home or Personal Assets
If your most valuable personal belongings are at risk from being taken from you, now is the time to file for bankruptcy. In most cases, you will be able to keep your home, vehicle, and other essential assets.
Barbara B. Braziel Can Help!
If you are ready to get a fresh start in the New Year by taking control of your financial situation, Barbara B. Braziel in Savannah, Georgia, is here to help. Braziel Law has decades of experience helping clients just like you. Contact us today for a free consultation.