The Bankruptcy Means Test Explained

The Bankruptcy Means Test Explained

The Bankruptcy Means Tests is one of the most complicated aspects to bankruptcy law. This “test” was born of the 2005 changes to federal bankruptcy law implemented by Congress in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005(BAPCPA). Effectively,...
The Bankruptcy Discharge Order

The Bankruptcy Discharge Order

Receiving a Bankruptcy Discharge Order from the bankruptcy court is the goal when you file for bankruptcy. A bankruptcy discharge is a court order that releases you from personal liability on certain debts. You are no longer legally required to pay back any debts that...
Living With The Stress of Debt vs. Bankruptcy

Living With The Stress of Debt vs. Bankruptcy

Have you fallen behind on your bills? Is your phone ringing off-the-hook with harassing phone calls from creditors? Have you been served a lawsuit? Is the stress from your massive debt and missed payments keeping you up at night? Often our clients come to us feeling...
Get Stress Relief: Stop Creditor Calls and Collection!

Get Stress Relief: Stop Creditor Calls and Collection!

Have you fallen behind on your bills and now your phone is ringing non-stop with debt collection calls? Are you being harassed by calls from collection agencies? Does your stomach knot up every time you see a random (888) number pop up on your screen? Did you know you...
Follow These Tips to Assess Your Finances

Follow These Tips to Assess Your Finances

Solid financial management requires taking honest stock of your finances. We recommend that you assess your finances quarterly, every three months. And at a minimum, not less than once a year. Taking the time to assess your finances lets you know if you’re on track to...

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