When you do not have the funds to make your mortgage or car payment when they become due is a difficult time. Missing these payments can happen to anyone, because at any time unexpected expenses can arise or your income

If you're weighing the decision on whether to file for bankruptcy, you may be wondering how long bankruptcy actually takes. The answer depends on a few factors, including which chapter you file, how long it takes to prepare your bankruptcy

There is a limit on how long a creditor has to bring legal action against you for unpaid debt. This is known as the statute of limitations. Essentially, if your debt is very old, the creditor may be unable to

Hello dear reader!

Welcome to our July Edition of Random Acts of Kindness!

Thank you for following our blog. We share information here about getting out of debt, the benefits of bankruptcy, and tips on savvy financial management, saving more, and spending

In our article What Bankruptcy Can Accomplish we cover the powerful benefits of filing for bankruptcy. It is important to understand how bankruptcy can help you, but it is also important to understand the limits of bankruptcy.

There is a lot

There is a lot of misinformation about bankruptcy that gets passed around. When we sit down with our clients for our free consultation, we take the time to clear up misinformation and explain what filing for bankruptcy can and cannot

New standards implemented by the three major credit reporting agencies are expected to raise the credit scores of millions of Americans!

As of July 1, 2017 the three credit reporting agencies - Equifax, Experian, and TransUnion - are removing civil judgment

An active social life can get expensive, quickly! Have you taken the time to add up the monthly costs of dinners, movies, nights out, and other entertainment expenses? For many the sticker price can be shocking.

If you have a budget

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