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The Psychology of Debt

The Psychology of Debt

There are many reasons people fall behind on their bills, but it all boils down to the emotions that drive us to spend. Also known as the psychology of debt, this is the premise that feelings drive us to use credit in ways that we would not normally spend cash. By...

Filing bankruptcy in Georgia: Bankruptcy Exemptions

Filing bankruptcy in Georgia: Bankruptcy Exemptions

It is common for people to realize they are in a bad financial situation and discover filing bankruptcy is their best option. They may fear what the bankruptcy court will take from them during the process. It is important to realize there are certain types of property...

Debt in America

Debt in America

Debt is something that millions of us struggle with on a daily basis. From student loans to mortgage payments, nearly every American adult must deal with some form of debt. There are also many who suffer under debt that comes as a result of poor spending habits....

Filing for Bankruptcy Success Stories

Filing for Bankruptcy Success Stories

Debt affects millions of Americans every single day. Currently, there’s about $4 trillion in personal debt on the books in the US. This averages out to about $11,800 per person. These statistics highlight the reason why so many Americans are turning towards bankruptcy...

How to Survive Medical Bill Debt

How to Survive Medical Bill Debt

Debt is one of the scariest realities of living in the 21st century. While there are good forms of debt such as student loans or mortgage payments, other loans like medical bill debt can get out of hand very quickly. Current studies show that about 79 million...

What is Bankruptcy?

What is Bankruptcy?

Job losses, injuries, illnesses or other circumstances can exert significant financial pressure on individuals and families. Financial laws give people a chance to take a breath and regroup by giving them recourse to alternatives. Do you need to calm the chaos of...

Get debt free by reigning in your spending

Get debt free by reigning in your spending

In some cases, debt can be a powerful tool to help you get an education or move into a home in a safe neighborhood. Of course, it can also be an anchor, weighing you down and limiting your options.

Filing for Bankruptcy: What you don’t know

Filing for Bankruptcy: What you don’t know

Individuals who want to file for bankruptcy usually have two options known as Chapter 7 and Chapter 13. The former is the traditional bankruptcy and lets you discharge personal loans, medical bills and credit card debt. That’s why you might hear it referred to as...

Paying Off Debt

Paying Off Debt

One of the biggest causes of stress for Americans is debt. We like to buy stuff! A recent article in USA Today noted numbers from the Federal Reserve, as follows: the average American household carried nearly $140,000 in debt as of the end of 2017. When compared with...

Bankruptcy Information from a Bankruptcy Lawyer

Bankruptcy Information from a Bankruptcy Lawyer

Bankruptcy is a process where the judge and the court decides whether an individual or business can discharge their debts. Bankruptcy was created to help people who are dealing with severe financial problems by giving them a chance to start over. Who Files for...

Get Out of Debt in 2019

Get Out of Debt in 2019

The recent government shutdown highlighted that fact for all of us when people ran out of money after a month of no paychecks. It reminded us all that it’s wise to have an emergency fund that can see you through at least a month of financial hardship, but we know that...

Bankruptcy and Taxes

Bankruptcy and Taxes

The anticipation of the holiday season is often followed by the dread of tax season. If you plan to file bankruptcy, whether Chapter 7 or Chapter 13, the timing of your filing could have a drastic impact on how much of your income tax return you get to keep and how...

Feeling Harassed?

Bankruptcy should not be a confusing process, we can guide you to financial freedom. It’s time for a fresh start.

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