Effingham County Bankruptcy Lawyers
Savannah Bankruptcy Attorneys Serving Effingham County
Bankruptcy is not a decision to make lightly. It is a last resort for people and businesses who have become overwhelmed with debt and have no other options.
When you are considering filing for bankruptcy, you need an experienced bankruptcy attorney at your side who can help you navigate the process and make sure your rights are protected.
Barbara B. Braziel Attorney At Law has been helping people file for bankruptcy in Georgia for more than 30 years. We have the knowledge and experience you need to navigate the bankruptcy process. When you are facing serious debt, you need to find out if filing for bankruptcy is the right option for you. Our Savannah bankruptcy lawyers will help you make the right decision for your unique situation.
Call (833) 522-1069 today to discuss your options with an experienced Effingham County bankruptcy attorney.
What Is Bankruptcy?
Bankruptcy is a legal process that individuals and businesses go through to get a fresh start. Bankruptcy is designed to help people get a new beginning even though they have made serious mistakes in the past.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy, also recognized as liquidation bankruptcy, involves the sale of your assets to satisfy your outstanding debts. Nevertheless, certain assets, like your residence and automobile, are exempt from liquidation. Our legal team can assist you in evaluating whether this is the most suitable choice for your circumstances.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy, also referred to as reorganization bankruptcy, entails the formulation of a repayment plan aimed at settling your debts over a span of three to five years. Our attorneys are here to collaborate with you in crafting a customized plan that aligns with your financial capabilities and facilitates your path to recovery.
Should you find yourself confronting the threat of foreclosure, our attorneys are well-prepared to mount a robust defense for your home. We can engage in negotiations with your mortgage provider, exploring options such as loan modification, or guide you through the bankruptcy filing process to halt the foreclosure proceedings.
In cases where you are grappling with overwhelming debt and prefer not to pursue bankruptcy, our legal experts can assist you in negotiating a debt settlement arrangement with your creditors. We can work alongside your creditors to secure reduced interest rates or devise a tailored payment plan designed to accommodate your financial circumstances.
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