When it comes to managing money, there are things everybody should know. Not knowing certain facts about your personal finances could cost you dearly. In some instances what you don't know really could be expensive.
Here are 8 Personal Finance Facts
Mistakes or omissions in your bankruptcy petition filed with the bankruptcy court can come with dire consequences. You may think that filling out and filing your own bankruptcy case is okay, but there are numerous dangers and pitfalls to "do
The federal Fair Debt Collection Practices Act (FDCPA) gives you the right to be free from abusive or deceptive debt collection practices and the right to control communication with debt collectors, among many other rights. The FDCPA prohibits debt collectors
If you file for bankruptcy protection, you must list all of your creditors. This means you must list every bank, organization, entity or individual to whom you owe money. You cannot pick and choose which creditors to include in your
The two common chapters of bankruptcy that individuals and married couples file are Chapter 7 and Chapter 13. Both offer many of the same benefits, though they operate very differently. Which chapter is the right debt relief solution for you
Bankruptcy is not a one-size fits all solution to debt problems. Filing for bankruptcy protection is a financial decision. It's a decision that can empower you to take control of your financial future. Bankruptcy is a legal tool that has
People who are struggling with overwhelming credit card debt often are also struggling to pay back taxes, too. If you're struggling with overwhelming debt, it may be time to explore if bankruptcy is the right solution to your debt problems.
People who need to file bankruptcy are often concerned about the legal process. It is true that bankruptcy is a complex area of law, but bankruptcy is not a courtroom battle with your credit card company. In fact, generally speaking
One of the main concerns people have when filing for bankruptcy is what will happen to their car and their car loan. There are a few options when it comes to your car loan and bankruptcy.
Keeping Your Car
First, you must
Being in debt can feel like a huge burden. We are not talking about having a mortgage or a car payment – those are debts most people have. We are talking about overwhelming credit card debt or massive medical bills.