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The filing of a Chapter 13 Bankruptcy action is a fairly complicated process for individuals who work for salaries and commissions. If you look at the process as it relates to self-employed individuals, things can become more complicated by a factor of three or four...

The COVID-19 pandemic has brought almost the whole universe into a standstill. Almost every sector of the economy has been shaken. Millions of Americans have filed for unemployment claims as most companies scaled down or shut operations completely. Consequently, the...

If you are planning to file for bankruptcy, you may be worried about the effects of bankruptcy on employment. For example, you may be wondering whether your employer will find out about your bankruptcy or whether you will be fired after filing for bankruptcy. As a job...

Over the last decade, major retailers struggled to find their footing. Online shopping forced many brick and mortar companies to rethink how they conducted business. Then, disaster struck. This coronavirus pandemic has unleashed chaos not only in the lives of...

The COVID-19 pandemic is an unprecedented economic event. In addition to the cost in lives and sickness, the lockdown regulations and social distancing policies have left many businesses without revenue. It's quite difficult for a restaurant to pay its rent and other...

The outbreak of COVID-19 is causing financial difficulties for many people. Money isn’t coming in, but the bills continue to show up at regular intervals. It’s hard to ask for forbearance because the phone lines are jammed with an hours long wait. In addition, some...

The recent outbreak of Covid-19 and the subsequent pandemic that followed has had an unprecedented effect on the everyday lives of people around the globe. As the U.S. is starting to feel the impact of the virus, many families and individuals are finding themselves...

The COVID-19 pandemic has dominated the news for the last several weeks. Many of us worry about the impact the virus will have on human health. Yet, we are now seeing reaches so much further than that. We now have to start thinking about the financial effects of the...

When rebuilding credit, it helps to see a lender's perspective. Lenders and institutions that sell or rent homes and cars have a dilemma: they have to entrust a person's ability to repay a large amount of money; an inability or unwillingness of even a few customers to...

You may have been experiencing a massive (and negative) change in your life. Your personal finances may have taken a nose-dive. No matter what the reason, you are worried about falling behind on your car payments which could lead to car repossession. You probably...

Managing personal finances can be difficult. You have to account for things you may have never thought of. Most people end up going outside of their budget for one reason or another. This makes the budget relatively useless. Here are some tips on how to create a...