Our Blog

 

The Answers to Live a Debt Free Life

The Answers to Live a Debt Free Life

We all strive to live a debt free life, but between student loans, credit cards, home and car payments, medical bills, and more, it’s not easy. Debt is something that haunts millions of people in the United States. However, debt is also very misunderstood. There are a...

What is Foreclosure?

What is Foreclosure?

You don’t have to wait until you save the full amount so that you can acquire your dream home. You can simply apply for a home loan from a financial institution. In most cases, the lender will require you to finance 20% of the loan amount. However, if you have a high...

What to Know About Debt Collection Agencies

What to Know About Debt Collection Agencies

If you have not made payments on a loan for a period of several months, a creditor may decide that there is no hope of getting their money back. At that point, they will likely sell the debt to a collection agency. While the new owner of the debt has a right to...

Signs That You May Need Bankruptcy Protection

Signs That You May Need Bankruptcy Protection

If you are constantly dealing with debt collectors calling you at home or work, it may be a good idea to consider getting bankruptcy protection. However, there are other less obvious signs that bankruptcy may be best for you. Let's take a look at these signs and why...

Should I fix up my house before I sell it?

Should I fix up my house before I sell it?

There are millions of Americans struggling with financial issues on a daily basis. Some of these cases worsen to the point where families and individuals must consider selling their home to make ends meet. Once this decision has been made, another question that often...

What to do When You Receive a Collection Notice

What to do When You Receive a Collection Notice

A collection notice is an early opportunity to repair any damage to your credit as a result of this debt. It is a chance to negotiate with the debtor or to advise him if the notice is incorrect. For your own benefit, start now: Remain calm and courteous. Honey gets...

How to Erase Tax Debts

How to Erase Tax Debts

Are you buried under tax debt? Do you owe back taxes? Back taxes are known as taxes that you're required to pay after the year they were due. If you let another year go by without paying the IRS, that's when it's referred to as back taxes. Those back taxes are also...

The Psychology of Debt

The Psychology of Debt

There are many reasons people fall behind on their bills, but it all boils down to the emotions that drive us to spend. Also known as the psychology of debt, this is the premise that feelings drive us to use credit in ways that we would not normally spend cash. By...

Filing bankruptcy in Georgia: Bankruptcy Exemptions

Filing bankruptcy in Georgia: Bankruptcy Exemptions

It is common for people to realize they are in a bad financial situation and discover filing bankruptcy is their best option. They may fear what the bankruptcy court will take from them during the process. It is important to realize there are certain types of property...

Debt in America

Debt in America

Debt is something that millions of us struggle with on a daily basis. From student loans to mortgage payments, nearly every American adult must deal with some form of debt. There are also many who suffer under debt that comes as a result of poor spending habits....

Filing for Bankruptcy Success Stories

Filing for Bankruptcy Success Stories

Debt affects millions of Americans every single day. Currently, there’s about $4 trillion in personal debt on the books in the US. This averages out to about $11,800 per person. These statistics highlight the reason why so many Americans are turning towards bankruptcy...

How to Survive Medical Bill Debt

How to Survive Medical Bill Debt

Debt is one of the scariest realities of living in the 21st century. While there are good forms of debt such as student loans or mortgage payments, other loans like medical bill debt can get out of hand very quickly. Current studies show that about 79 million...

Feeling Harassed?

Bankruptcy should not be a confusing process, we can guide you to financial freedom. It’s time for a fresh start.

Still Have Questions?

By continuing to use the site, you agree to the use of cookies. more information

The cookie settings on this website are set to "allow cookies" to give you the best browsing experience possible. If you continue to use this website without changing your cookie settings or you click "Accept" below then you are consenting to this.

Close