If you receive a foreclosure letter in the mail, you likely have many questions running through your head. While many homeowners may panic, it’s important to remember that you do have options when it comes to foreclosure.
A reputable foreclosure attorney can help to answer your questions and put your mind at ease — most importantly, they will understand Georgia laws, your legal options, and will diligently fight for the best possible outcome on your behalf.
Here are just a couple of ways you can save your home and regain financial freedom with a lawyer that specializes in foreclosures.
Loan Document Review
The first thing a foreclosure lawyer will do in your case is review your loan documents and make sure that the foreclosure is legal. In some cases, it is possible that the foreclosure was filed unfairly, there was an error in the loan documents at closing, or some other unethical practice or mistake occurred. In this case, you may be able to stop the foreclosure entirely or cancel the loan.
Contesting the Foreclosure
If a lawsuit is filed against you to foreclose, an attorney can advocate on your behalf and provide critical advice that can help save your home. They will guide through the legal process to make it less overwhelming and to help you avoid common mistakes.
Reviewing More Options
Before succumbing to the foreclosure notice, there are plenty of options that an attorney can walk you through. There are many ways to avoid a foreclosure — even after receiving papers — including refinancing, loan modification, short sale, and deed in lieu. Hiring an experienced foreclosure attorney means you can explore which options will work in your unique situation to determine what works best for you and your family.
Filing for Bankruptcy
While it may sound intimidating, sometimes filing for bankruptcy may be the best option. When necessary, a bankruptcy can stop a foreclosure by forcing proceedings to stop, allowing you the opportunity to start fresh with your finances. Most times, when working with a lawyer, you will be able to keep your home when you file for bankruptcy.
Contact Barbara B. Braziel For Help
The bottom line is, if you do receive that foreclosure notice, don’t panic. There are plenty of options available that allow you to save your home. If you are looking for legal representation to gain an advocate, look no further than Barbara B. Braziel in Savannah. Braziel Law specializes in foreclosures and bankruptcies, and has helped thousands of clients save their homes. Braziel Law is here for you — contact us today to schedule a free consultation. See how we can help you save your home and reclaim your financial freedom.